ACCI Conference 2026 has ended

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ACCI Conference 2026

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7:00am PDT

Breakfast Promenade Registration 2nd Floor Foyer

8:00am PDT

D1 - Risk and Confidence International Ballroom IBlake Gray D1a Close Your Windows, Lock Your Doors: A Framework of How Crime Concerns Influence Crime-Protective Consumer Behavior International Ballroom IRobert Arias D1b Consumer Overconfidence and Finfluencer Engagement: From Viewing to Vulnerability International Ballroom IHaechan Jeong D1c Financial Confidence, Overconfidence, and Underconfidence: A Methodological Review International Ballroom IBrenda J Cude D2 - Financial Education Impact International Ballroom IICindy Shnaider D2a Beyond Financial Education and Knowledge-The Effect of Objective Financial Knowledge and Financial Education on Long-Term Investment Motivation International Ballroom IICatherine Asiimwe D2b Contrasting Incorrect and “Don’t Know” Responses to Personal Finance Questions in Relation to Financial Behavior and Financial Education International Ballroom IIJack Marley-Payne D2c Perceived and Actual Financial Education and Financial Well-being International Ballroom IIPeter Kreysa D3 - AI Financial Advice Pacific IYeqi Zhu D3a Consumer Fraud Victimization and the Shift Toward AI Financial Advice Pacific IVikesh Kumar D3b Consumer Interest in AI Financial Advice: Findings from a 2024 U.S. National Survey Pacific ILin Sun D3c Mobile Financial Services Usage Breadth and Consumer Interest in AI-Based Financial Advice Pacific IPan-Ju Chen D4 - Aging and Well-being Pacific IIJuha Lee D4a Connecting the Dots: Digital Access, Literacy, and Well-Being in Older Adults Pacific IIMary Akinde D4b The Relationship between Personality and Older Americans’ Ownership of Annuity Income: A Latent Profile Analysis Pacific IIBen Hampton D4c Biopsychosocial Determinants of Financial Well-Being in Older Adults: A Structural Equation Modeling Approach Pacific IIChet Bennetts D5 - Modern Market Dynamics Atlantic I & IIXiaoyuan Sun D5a Exploring the Role of Financial Knowledge and Technology Use in Consumer Adoption of AI for Financial Planning Atlantic I & IIRavisha Chutani D5b Smart service spatial positioning and smart service premium on housing price Atlantic I & IIJaeyong Yoo D5c The Impact of Payday Lending Access on Household Consumption Patterns: Evidence from Ohio's Payday Lending Reform Atlantic I & IIYiling Zhang

9:30am PDT

Beverage Refreshment Break Promenade

9:45am PDT

E1 - Life Satisfaction International Ballroom IKimberly Watkins E1a Exploring Life Satisfaction: The Role of Financial Satisfaction and Financial Resilience in Hardship International Ballroom IJae Min Lee E1b The Double Burden of Intergenerational Support for Korean Baby Boomers: Within-Between Evidence on Life Satisfaction International Ballroom ISohyun Kim E1c The Capability Approach to Life Satisfaction: Extending through Financial Optimism International Ballroom IYu Zhang E2 - Family and Futures International Ballroom IITairsa Mathews E2a Family Ties and Educational Futures: Parental Closeness and the Aspiration–Expectation Gap International Ballroom IIHofner Rusiana E2b How Childhood Family Stability Shapes Adult Financial Outcomes International Ballroom IIMikel Van Cleve • Nicholas Kieren E2c Preserving Family Legacy: BIPOC Perspectives of Small Business Succession Planning International Ballroom IIYoon Lee E3 - Health and Finance Pacific IMary Akinde E3a Among Retirees, What is the Relationship Between Asset Allocation of Financial Assets and Retirement Satisfaction Among Retirees? Pacific IDouglas Brown E3b Health Insurance Literacy and Graduate Student Healthcare Expenses Pacific IThilini Weeraratne E3c Uninsured and Unbanked: Examining the Relationship between Lacking Health Insurance and Financial Exclusion Pacific IKatie Fitzpatrick E4 - AI and Ethics Pacific IIJuan Sandoval E4a Is Generative Artificial Intelligence (GenAI ) a Good Financial Advisor? Pacific IIGianni Nicolini E4b The Post-Pandemic Investor Landscape: Evidence from the 2024 NFCS Investor Survey Pacific IIOlivia Valdes E4c Through a Moral Lens: Moral Foundations and Public Acceptance of Artificial Intelligence Across Contexts Pacific IINayeon Kim

11:30am PDT

F1 - Risk and Equity International Ballroom IRavisha Chutani F1a Can Financial Resilience Typologies Be Used to Describe Financial Risk Tolerance? International Ballroom IJohn Grable F1b Long-Run Effects of COVID-19 on Financial Risk Tolerance: Racial/Ethnic Heterogeneity in the U.S. International Ballroom IZihan Ren F1c Racial and Ethnic Disparities in Confidence Toward Financial Institutions International Ballroom IAmber Jackson F2 - Financial Hardship Dynamics International Ballroom IIPurushottam Bhandare F2a COVID-19’s Lingering Consequences: Trends in Financial Hardship by Infection History and Activity Limitations Among U.S. Adults International Ballroom IIVivekananda Das F2b Income and Intertemporal Investment Decisions Evidence from Education, Savings, and Insurance Expenditures across Income Groups International Ballroom IINamhoon Kim F3 - Gender and Finance Pacific IHanna Yu F3a Beyond the Transaction: Gender, Selling on Credit, and Consumer Relationships in Ghana Pacific IGisella Kagy F3b Gender Role and the Likelihood of Marriage: Evidence from Korea Pacific IWookjae Heo F3c The Role of Language, Gender, and Cognitive Engagement in Shaping Financial Literacy: Evidence from a Large-Scale Randomized Experiment Pacific IPiotr Bialowolski F4 - Fintech and Socialization Pacific IIOlivia Valdes F4a Can FinTech help households save for emergencies? Evidence from debt-burdened families Pacific IITheophilus Amanfo F4b The Cultural Contexts of Family Financial Socialization: A Photovoice Study with First-Generation College Students from Immigrant Families Pacific IIMiguel Quinones F4c Trusting the Machine: Who Is Interested in Financial Advice from AI? Pacific IIJuhui Ko

1:00pm PDT

General Session 3 - Rhoda H. Karpatkin Lecture: Dr. Jinkook Lee International Ballroom IIIDr. Jinkook Lee

2:45pm PDT

G1 - Planners and AI International Ballroom ISunwoo Lee G1a Preparing Future Financial Planners: Trust, Gender, and Academic Performance in AI Adoption International Ballroom IEfthymia Antonoudi G1b Technology-Enabled Financial Help-Seeking Behavior: Consumers’ Use of AI and Financial Planners on Saving for Retirement International Ballroom IEric Ludwig G2 - Psychology of Success International Ballroom IICindy Shnaider G2a Blood, Sweat, and Net Worth: Grit as a Predictor of Financial Success in Young Adulthood International Ballroom IILoren Flood G2b Exploring Financial Sentiment, Social Media Use, and Speculative Investing International Ballroom IIMorgen Nations G2c Financial Well-being and Social Support Among College Athletes: Implications for Academic Success International Ballroom IISarah Burcher G3 - Motivation and Wellbeing Pacific ICäzilia Loibl G3a Examining the dimensions of financial vulnerability across age and gender: Evidence from a nationally representative survey in Spain Pacific IJorge Ruiz-Menjivar G3b Not Again! The Impact of Daily Hassles on Well-Being through Basic Psychological Needs Satisfaction Pacific IJuha Lee G3c You Inspire Me: The Role of Autonomous Motivation in the Well-Being Benefits of Supportive Relationships Pacific ITaitum Maxwell

4:15pm PDT

Beverage Refreshment Break Promenade

4:30pm PDT

H1 - Inclusive Financial Services International Ballroom IYunhee Chang H1a Closing the Gaps: How Financial Services and Education Can Better Serve Sexual and Gender Minority Couples International Ballroom IMelissa Wilmarth H1b Frugality and Financial Well-being: A Generational View International Ballroom IIsadora Ferreira De Melo H1c Scarcity Mindset’s Positive Association with Using Alternative Financial Services International Ballroom ICäzilia Loibl H2 - Spending and Wellbeing International Ballroom IIMartie Gillen H2a Household Debt and Perceived Financial Well-being International Ballroom IIBrandon Perry H2b Myth or Reality: Do Younger Cohorts Prioritize Present-Oriented Spending? International Ballroom IIHua Zan H2c Positive Financial Planning: A Pilot Study Exploring Spending and Well-Being through an Experimental Survey International Ballroom IISarah Asebedo