As more states adopt personal finance course requirements for high school graduation, it is important to document student access each year as well as trends over time and geography. As more states near the effective date for implemented state graduation requirements, it is especially important to document changes in student access. Seven states are set to implement their graduation requirement for graduating classes of 2026 and 2027. In addition to states with new graduating classes required to complete a personal finance course, states with fully implemented graduation requirements have in some cases rolled back student access. The present study documents these changes in student access over time that arise from implementation of these state laws on the ground with data at the course level.
